Start Making Money Online So You Can Afford The Things You Want

Start Making Money OnlineAre you behind on your bills? Having trouble making rent? Is the rising cost of living making it more difficult to make ends meet? Have you been let down by an uncertain economy?If any of this sounds like you, remember, it doesn’t have to be this way.I, too, had these problems after I lost my last 7 year job. Things got so tight I had to sell the gorgeous home I’d worked so hard to earn and move back to where I grew up. It felt like failure. Then things got better, I found a way to start making money online.If you’ve ever been online, you’ve probably used Google. Everyone has, right? In America alone, there are over 1 billion Google searches every month. These people are looking for products, services, and information. Anyone can offer a product or service online- professionals of every type from contractors to doctors, even high school and college students. To start making money online you don’t need any special credentials or certificates, just a small willingness to learn or a system to follow.As a warning, I’ve spent plenty of time on other schemes and scams. Once you start looking up “how to make money online” you’ll see them everywhere. It’s hard to know what to trust.Most systems claim to be an easy way to make money online, and either they’re easy to use and make you nothing- or they’re honestly complex and frustrating. As someone who’s been in your shoes, I’d like to share an incredibly helpful system I’ve come across: Real Marketing Masters. Currently, this is the easiest way to make money online. They’re a real internet marketing company- not a fly by night operation- and they do all of the work, the marketing, for you. All they need is for you to join, become a Partner, and pay towards the monthly marketing budget. By the end of the month, you get your money back and more. Then the cycle repeats.This means that you can start making money online almost immediately, compared to other systems that require you to do everything yourself and then make you wait for months to see results.You don’t have to write a single blog post or article, appear on camera, cold call people, recruit your friends and family- none of that. It’s simple: you contribute to the system and you and every other Partner gets a payout at the end of the month. Last month, every Partner received $916. This month, that number is going up, and it won’t stop at that number, either.In addition, this system has a guarantee. Real Marketing Masters guarantees you will make $3000 in 60 days or you don’t pay in another dollar until you do. That’s a guaranteed $3000. You won’t find a guarantee like this anywhere else.If this doesn’t already sound like the fastest, easiest way to start making money online- there’s one more bonus that might convince you.Every partner gets free access to the University of Internet Science, giving you all the resources to learn the same strategies the people at RMM use to make their Partners money each month. That means free information, videos, webinars, and training- it’s there for you all day, every day. You get access, but it’s your choice whether you use it to bring in more money- or not. Either way, you still get your money at the end of every month.So what are you waiting for? Visit us at to start making money online with RMM.

Auto Insurance at the Pump

Paying for Auto Insurance at the pump:I have often wondered how Insurance companies make so much money even though they pay out millions in claims. Could it be that the premiums you pay are more than you need to pay? Do you ever feel like you are just paying too much for your Auto Insurance?Your automobile insurance is divided in three major coverages. Liability coverage, the second is your Collision coverage and third is your Comprehensive otherwise known as Fire and Theft.Your Coverages:Let me explain the coverages to you and then you can decide if you are paying too much for your insurance. Your Liability coverage which is required by law pays the other people in the other car or cars if you got into an accident and found to be at fault. The Collision coverage will pay for the damages done to your car whether you are at fault or not.In essence you are saying to the Insurance Company,” Mr. Insurance Company I am going to pay you every month to fix my car in case it gets damaged even if I am at fault”. You both will agree on terms and sign a contract.Comprehensive coverage (Fire and Theft) will cover your car for anything other than a collision like if it was stolen, caught fire, vandalized etc. There are other coverages in between these that pay for medical payments, loss of income etc.For now we will just talk about these three coverages in a broad sense and take a look at how much the Insurance Companies remain capitalized in order to pay its claims.Why Insurance?Take it from me you don’t want to be driving without insurance and you want to be sure that the other drivers are also insured, why? Because if you are hit by another vehicle and you suffer any kind of bodily injury and have to be hospitalized or lost income by not being able to work, you want to have some peace of mind knowing that there is money coming from somewhere to pay your bills as well as for your everyday living expense.Let’s face it, this is not always going to be the case because of how the insurance system is set up, follow me here now. By law you must carry Liability Insurance on your vehicle to be on the road legally. Remember this is the coverage that will pay for hitting another vehicle.Here is the fact though, you can only hit another vehicle if your vehicle is moving and unless being pushed it will only move if being driven. You and I know that we can’t drive this vehicle unless fuel in the tank.So if you park your car in your garage, lock the door and went away on a two week vacation or a long awaited cruise for a month, why should you pay the liability insurance when the car is not being driven? Is there something wrong with that? Yet removing the coverage and reinstating it when you are back from vacation you are charged a penalty for not being insured. You could even have your license suspended.Let’s say you bought a new car and financed it through the bank, the bank technically owns the car until you have completely paid the loan and so they can and usually insist that you carry Collision coverage in case it was damaged in an accident or worst if accident was so bad it was a total loss.Pay at the Pump.Though I agree with that remember you can’t have a collision if your car is not moving and it can only move if there is fuel in the tank, do you agree? So here is my theory, if the use of either of these coverages (Liability and Collision) is impossible without movement and movement depends on fuel shouldn’t your payment be tied to fuel? What better way to do so than to include the charge in the price at the pump. By doing so you solve the problem and possibility of having uninsured drivers on the road.If your fuel runs out then your vehicle will stop and you can’t hit anything with it since it’s not moving. Refuel it and you are instantly reinsured.Insurance companies usually charge you according to the use of your vehicle, like if you drive your car to work or just using it for leisure. The farther you drive the more you pay within a certain mileage limit. An example is if you drive less than ten miles to work you pay less than if you drive over 10 miles. So here the insurance company is saying that the longer you keep your car moving the more likely you will get into an accident.So you drive 50 miles one way to work, you need to burn more fuel than if you drive 7 miles. Why not include your premium into your fuel charge? Seems like a fair way to pay for insurance.Park your car park your Insurance:You then park your car in your company’s’ parking lot for 8 hrs. You go upstairs into your office and do a full day’s work. Here your car is not moving for 8 hrs. and therefore won’t hit anything or anyone yet you are paying the insurance company. When your car is in the repair shop, the parts are on back order and for the next three days you are renting a car. You purchase fuel for the rental and also might even have to purchase insurance on that car. Here you are now paying twice. The list goes on and on but when you are as big as the Insurance Companies you can make the rules in your favor. Or is it just one of the ways your Insurance company can make good on their promise to you.?Though all this makes a good argument to tie fuel and insurance together the one most important missing piece is your agent. Here is where you will get professional advise on how best to protect your assets.I like the saying “Insurance is like a parachute”. You might complain about paying for it but glad you did whenever you need it. Take my advise and never go without Insurance.

Computer Game Addiction – A Critical Mistake Parents Make When Trying To Help A Child Or Teen

In 2007 the American Psychiatric Association (APA) issued a statement on the inclusion of “video game addiction” as an official disorder in the next published version of the Diagnostic and Statistical Manual of Mental Disorders (DSM).Despite acknowledging that “a child who spends excessive amount of time playing video games may be exposed to violence and may be at higher risk for behavioral and other health problems”, the APA concluded that video game addiction did not warrant official diagnostic status at the time. However, the association also stated that inclusion in future editions of the DSM would be considered “if the science warrants it.”Regardless of whether video game or computer game addiction is officially designated as a clinical disorder, some gamers clearly demonstrate unhealthy and excessive levels of play.For example, a teenager who consistently spends most of his non-school hours playing computer games, chooses video games over spending time with friends, quits activities he used to enjoy, and has deteriorating school grades may indeed have a problem keeping his computer game habits under control. In situations like these, concerned parents often attempt to intervene and help their child develop more moderate and healthier gaming habits.A Common MistakeUnfortunately, well-meaning parents occasionally make a critical mistake that can greatly reduce the likelihood of a successful intervention. They get stuck on making their child admit that he is “addicted”.For most addiction treatments and interventions, it is assumed that one must acknowledge the addiction and admit that a problem exists. For example, overcoming alcoholism is much more likely if one acknowledges the addiction and how much damage it has caused in his / her life.However, for children and teens parents do not need to convince them that their play is problematic or that they are addicted to video games. A strong state of denial about harmful consequences is almost a prerequisite for an addiction to develop and persist. Those who are addicted to video games (children, adolescents, and adults) will deny negative personal consequences of excessive gaming and will downplay how their habits impact others who care about them.Even as numerous negative consequences become apparent to others (failing grades, deteriorating health, and poor interpersonal relationships) a teen may explain these happenings in a way that does not implicate computer games. The goal is to rationalize and justify the behavior so that gaming can continue. With children and adolescents, parents do not need to let them reach “rock bottom” because they can initiate change on their behalf before they are ready or willing to acknowledge the problem.As previously mentioned, unlike an adult who is addicted to a substance or a behavior (e.g., alcohol, drugs, gambling, and computer games), a child does not need to admit that he is addicted to games for change to happen. Parents have the power (or can regain the power) to make decisions that are in a child’s best interests. Yes, the reasoning behind decisions should be explained, but they do not need to convince the child that the reasoning is correct prior to taking action.Is There Hope?When clear limits are set and enforced, when consequences for violations are expected, when rewards for cooperation are possible, when the ease of access is reduced, when alternative activities are encouraged, and when enabling is reduced, children and teens can recover from computer game addiction…even if they never fully acknowledged it as a problem.